Most newer homes, yes. Most homes in Canada which are a few decades old have 100 amp service, and thus a maximum of 24 kW. That's lots if you're not heating electrically or running a commercial or industrial operation of some sort.Most North American homes have max 48kw available for their whole home.
Regardless of the voltage and number of phases, it makes no sense to equip residences with several times as much power capacity as they could ever use, so charging an EV at 40 kW implies either monitoring whole-system current so that the charger can "throttle" down to avoid overload, or shutting off other load circuits while charging.