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There's an app for that!But let's say you made your own buck charger, like jack. Let's say that the igbt fails on for some weird reason, which is their failure mode. You could end up with a situation that would dramatically overcharge. The constant current would fail. I think it's nice to know that if you use the wrong bolt or something, that the LiFePO4 cells that never blow up can actually blow up. Not following specs == dynamite is useful to know.
IMO, if you're going to invest the equivalent of the price of a small car in batteries, it's a no brainer to have a backup such as this IN CASE of charger failure to shut down and continues to ramp up in voltage. It's CHEAP insurance. I've been running it on mine for a month or so before I upgraded to lead. I wanted to get it working before I installed the new pack. Works like a champ.