"I tried the Dremel too, and it just kinda smokes and burns through" ... I hate you. You're building a car. Put the Dremel in the wife and kid's craft room and don't take it out again until the build is done. You used a micro abrasive wheel to "cut" wood, of course it smoked and burned.
Do you not own a jigsaw? All the tools you've bought, you don't have a cheap jigsaw? They're like $20.
... the rear of the tire supposed to be exposed beyond the fender so much, or was that a function of you increasingly tightening it on the tape?
In my opinion,the rear of the fender looks best (maybe aside from how much it retreats from the wheel edge), the front pretty good, and the top not great. I'm not sure what should've been done instead, but the lines just don't blend great, that part of it looks like an add-on. You go from almost a convex look to a definitely concave and then back more convex.
You can use cardboard ribs to fine-tune the skeleton underneath before you apply fiberglass again.
Good job on not getting the entire workshop covered in fiberglass and epoxy. Seems that's what everyone has happen to them.
If you don't want your tools to stick to fiberglass, use wax. You can rub crayons on them or rub them against candles, or car wax, or all kinds of stuff. Same way to not get molds stuck to each other or other surfaces.
Driver's side matching panel is going to be tricky to replicate but, meh, it's a home made project, it's okay if it's not perfect.