So if you forget to lock your front door and your house is robbed, the robbers aren't the criminals? That's just insane. If the courts rule the way you describe that tells you what's wrong with the court system.Actually, the courts have ruled consistently that leaving your valuables unsecured constitutes negligence, and that folks who help themselves to your open vault are simply the beneficiaries of "abandoned money."
I never said the government is blameless, but I still maintain the ultimate responsibility is with the individual. Again, no one forced people to make stupid financial decisions. Besides, who are you going to put in jail, all Congressmen and presidents of the last 20 years or so? It's ridiculous.Why do you keep trying to excuse criminal negligence on the part of our elected crime lords?